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Make sure all the information is accurate. Inaccurate or incomplete information will delay the approval process.



What Income to Include or Not Include:
Income is taxable if it must be reported on your tax return. Nontaxable income is exempt from taxation.

You need not reveal alimony, child support or separate maintenance income if you do not wish to have them considered as a basis for repaying this obligation. You may consider the remainder of student loan proceeds after deducting your education expenses. If you are under 21 years old, you may include spousal income if you live in a community property state or if the income is deposited into a joint account in your name. If you are 21 or over, you may include spousal income if you have access to the funds to pay this account. By providing the above income amounts, you are certifying that you legally have rights to use the income to pay this credit card.

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